My Finances
Smart saving and spending

Being financially savvy has never been more important. Whether you need practical tools, advice or some inspiration for what to focus on, there’s plenty of support on hand.
The options below are here to help.

- Financial education – through Salary Finance get access to a range of tips and videos to help you better understand and manage your personal finances.
- Need some new wheels? Our Car Scheme provides, with no deposit required, an inclusive motoring package for your peace of mind. It offers road tax, MOT, replacement tyres and servicing, fully comprehensive car insurance, breakdown assistance and accident management.
- The Car Maintenance Scheme enables you to save money and spread the cost of servicing, mot, car repair and tyre replacement through a salary sacrifice arrangement. You will have access to hundreds of garages throughout the UK and can apply for up to £1000 paid over the 12 months.
- Simple saving is on hand - use Salary Finance Save to save, as much or as little as you like, directly from your salary.
- Everyone has money worries at some point in their lives - getting a loan through Salary Finance could help pay off your debts, avoid payday loans and credit cards, or cover an unexpected expense.
- Ready to buy your first home, re-mortgage, invest in some property or just see how much you could borrow? Use the Mortgage Advisory Service and a team of expert advisers can help guide you through the entire process, from start to finish.
- Save for the retirement you want with one of the company’s pension schemes - anyone who is a member of the Cadent Gas Pension Scheme (DB) or MyPension (DC) can take part in Flexible Pension Saving.





